Call report 2005Q2
BANK OF GRANITE — 2005Q2
The 22 measures BANK OF GRANITE reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,031,628,000 | USD | evidence → |
| Total loans | 803,231,000 | USD | evidence → |
| Allowance for loan losses | 13,967,000 | USD | evidence → |
| Securities available for sale | 106,199,000 | USD | evidence → |
| Securities held to maturity | 41,835,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 863,105,000 | USD | evidence → |
| Interest-bearing deposits | 688,473,000 | USD | evidence → |
| Noninterest-bearing deposits | 174,632,000 | USD | evidence → |
| Equity capital | 131,244,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,122,000 | USD | evidence → |
| Interest expense | 7,978,000 | USD | evidence → |
| Net interest income | 21,144,000 | USD | evidence → |
| Noninterest income | 3,744,000 | USD | evidence → |
| Noninterest expense | 11,792,000 | USD | evidence → |
| Provision for loan losses | 2,110,000 | USD | evidence → |
| Pretax income | 10,905,000 | USD | evidence → |
| Income tax | 3,574,000 | USD | evidence → |
| Net income | 7,331,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 120,511,000 | USD | evidence → |
| Total capital | 131,286,000 | USD | evidence → |
| Risk-weighted assets | 858,824,000 | USD | evidence → |