Call report 2004Q4
BANK OF GRANITE — 2004Q4
The 22 measures BANK OF GRANITE reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 991,911,000 | USD | evidence → |
| Total loans | 765,475,000 | USD | evidence → |
| Allowance for loan losses | 13,525,000 | USD | evidence → |
| Securities available for sale | 97,351,000 | USD | evidence → |
| Securities held to maturity | 51,202,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 778,839,000 | USD | evidence → |
| Interest-bearing deposits | 622,440,000 | USD | evidence → |
| Noninterest-bearing deposits | 156,399,000 | USD | evidence → |
| Equity capital | 130,853,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 50,585,000 | USD | evidence → |
| Interest expense | 11,849,000 | USD | evidence → |
| Net interest income | 38,736,000 | USD | evidence → |
| Noninterest income | 7,333,000 | USD | evidence → |
| Noninterest expense | 21,972,000 | USD | evidence → |
| Provision for loan losses | 5,431,000 | USD | evidence → |
| Pretax income | 18,680,000 | USD | evidence → |
| Income tax | 5,786,000 | USD | evidence → |
| Net income | 12,894,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 119,762,000 | USD | evidence → |
| Total capital | 130,046,000 | USD | evidence → |
| Risk-weighted assets | 819,479,000 | USD | evidence → |