Call report 2005Q3
CITIZENS BANK & TRUST COMPANY — 2005Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 267,056,000 | USD | evidence → |
| Total loans | 180,550,000 | USD | evidence → |
| Allowance for loan losses | 2,359,000 | USD | evidence → |
| Securities available for sale | 28,954,000 | USD | evidence → |
| Securities held to maturity | 32,970,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 234,961,000 | USD | evidence → |
| Interest-bearing deposits | 203,002,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,959,000 | USD | evidence → |
| Equity capital | 28,454,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,387,000 | USD | evidence → |
| Interest expense | 2,723,000 | USD | evidence → |
| Net interest income | 8,664,000 | USD | evidence → |
| Noninterest income | 1,569,000 | USD | evidence → |
| Noninterest expense | 5,172,000 | USD | evidence → |
| Provision for loan losses | 295,000 | USD | evidence → |
| Pretax income | 4,766,000 | USD | evidence → |
| Income tax | 1,630,000 | USD | evidence → |
| Net income | 3,136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,088,000 | USD | evidence → |
| Total capital | 30,324,000 | USD | evidence → |
| Risk-weighted assets | 178,728,000 | USD | evidence → |