Call report 2005Q4
CITIZENS BANK & TRUST COMPANY — 2005Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 272,745,000 | USD | evidence → |
| Total loans | 183,829,000 | USD | evidence → |
| Allowance for loan losses | 2,353,000 | USD | evidence → |
| Securities available for sale | 29,401,000 | USD | evidence → |
| Securities held to maturity | 35,825,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 239,841,000 | USD | evidence → |
| Interest-bearing deposits | 206,726,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,115,000 | USD | evidence → |
| Equity capital | 28,367,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,530,000 | USD | evidence → |
| Interest expense | 3,971,000 | USD | evidence → |
| Net interest income | 11,559,000 | USD | evidence → |
| Noninterest income | 2,118,000 | USD | evidence → |
| Noninterest expense | 6,904,000 | USD | evidence → |
| Provision for loan losses | 385,000 | USD | evidence → |
| Pretax income | 6,388,000 | USD | evidence → |
| Income tax | 2,169,000 | USD | evidence → |
| Net income | 4,219,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,071,000 | USD | evidence → |
| Total capital | 30,325,000 | USD | evidence → |
| Risk-weighted assets | 180,274,000 | USD | evidence → |