Call report 2005Q2
CITIZENS BANK & TRUST COMPANY — 2005Q2
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 263,306,000 | USD | evidence → |
| Total loans | 182,830,000 | USD | evidence → |
| Allowance for loan losses | 2,320,000 | USD | evidence → |
| Securities available for sale | 28,224,000 | USD | evidence → |
| Securities held to maturity | 30,756,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 231,293,000 | USD | evidence → |
| Interest-bearing deposits | 198,687,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,606,000 | USD | evidence → |
| Equity capital | 28,493,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,391,000 | USD | evidence → |
| Interest expense | 1,642,000 | USD | evidence → |
| Net interest income | 5,749,000 | USD | evidence → |
| Noninterest income | 1,000,000 | USD | evidence → |
| Noninterest expense | 3,412,000 | USD | evidence → |
| Provision for loan losses | 205,000 | USD | evidence → |
| Pretax income | 3,132,000 | USD | evidence → |
| Income tax | 1,074,000 | USD | evidence → |
| Net income | 2,058,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,109,000 | USD | evidence → |
| Total capital | 30,326,000 | USD | evidence → |
| Risk-weighted assets | 177,142,000 | USD | evidence → |