Call report 2005Q1
CITIZENS BANK & TRUST COMPANY — 2005Q1
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,951,000 | USD | evidence → |
| Total loans | 179,900,000 | USD | evidence → |
| Allowance for loan losses | 2,237,000 | USD | evidence → |
| Securities available for sale | 29,575,000 | USD | evidence → |
| Securities held to maturity | 28,851,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,313,000 | USD | evidence → |
| Interest-bearing deposits | 193,073,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,240,000 | USD | evidence → |
| Equity capital | 27,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,601,000 | USD | evidence → |
| Interest expense | 765,000 | USD | evidence → |
| Net interest income | 2,836,000 | USD | evidence → |
| Noninterest income | 472,000 | USD | evidence → |
| Noninterest expense | 1,713,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 1,490,000 | USD | evidence → |
| Income tax | 508,000 | USD | evidence → |
| Net income | 982,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,034,000 | USD | evidence → |
| Total capital | 29,200,000 | USD | evidence → |
| Risk-weighted assets | 172,420,000 | USD | evidence → |