Call report 2004Q4
CITIZENS BANK & TRUST COMPANY — 2004Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 254,732,000 | USD | evidence → |
| Total loans | 176,009,000 | USD | evidence → |
| Allowance for loan losses | 2,131,000 | USD | evidence → |
| Securities available for sale | 30,601,000 | USD | evidence → |
| Securities held to maturity | 29,325,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 224,860,000 | USD | evidence → |
| Interest-bearing deposits | 195,211,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,649,000 | USD | evidence → |
| Equity capital | 27,293,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,851,000 | USD | evidence → |
| Interest expense | 2,769,000 | USD | evidence → |
| Net interest income | 11,082,000 | USD | evidence → |
| Noninterest income | 1,917,000 | USD | evidence → |
| Noninterest expense | 6,694,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 5,815,000 | USD | evidence → |
| Income tax | 2,001,000 | USD | evidence → |
| Net income | 3,814,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,852,000 | USD | evidence → |
| Total capital | 28,972,000 | USD | evidence → |
| Risk-weighted assets | 169,615,000 | USD | evidence → |