Call report 2004Q3
CITIZENS BANK & TRUST COMPANY — 2004Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 253,811,000 | USD | evidence → |
| Total loans | 172,556,000 | USD | evidence → |
| Allowance for loan losses | 1,998,000 | USD | evidence → |
| Securities available for sale | 33,294,000 | USD | evidence → |
| Securities held to maturity | 29,181,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,377,000 | USD | evidence → |
| Interest-bearing deposits | 192,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,831,000 | USD | evidence → |
| Equity capital | 28,799,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,269,000 | USD | evidence → |
| Interest expense | 2,058,000 | USD | evidence → |
| Net interest income | 8,211,000 | USD | evidence → |
| Noninterest income | 1,455,000 | USD | evidence → |
| Noninterest expense | 5,074,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 4,292,000 | USD | evidence → |
| Income tax | 1,455,000 | USD | evidence → |
| Net income | 2,837,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,274,000 | USD | evidence → |
| Total capital | 30,272,000 | USD | evidence → |
| Risk-weighted assets | 167,320,000 | USD | evidence → |