Call report 2005Q1
BANK OF RIDGEWAY — 2005Q1
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,138,000 | USD | evidence → |
| Total loans | 58,621,000 | USD | evidence → |
| Allowance for loan losses | 529,000 | USD | evidence → |
| Securities available for sale | 21,731,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,061,000 | USD | evidence → |
| Interest-bearing deposits | 62,747,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,314,000 | USD | evidence → |
| Equity capital | 13,860,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,108,000 | USD | evidence → |
| Interest expense | 255,000 | USD | evidence → |
| Net interest income | 853,000 | USD | evidence → |
| Noninterest income | 195,000 | USD | evidence → |
| Noninterest expense | 752,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 251,000 | USD | evidence → |
| Income tax | 94,000 | USD | evidence → |
| Net income | 157,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,571,000 | USD | evidence → |
| Total capital | 8,100,000 | USD | evidence → |
| Risk-weighted assets | 58,871,000 | USD | evidence → |