Call report 2004Q4
BANK OF RIDGEWAY — 2004Q4
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,203,000 | USD | evidence → |
| Total loans | 57,245,000 | USD | evidence → |
| Allowance for loan losses | 488,000 | USD | evidence → |
| Securities available for sale | 22,532,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,761,000 | USD | evidence → |
| Interest-bearing deposits | 62,134,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,627,000 | USD | evidence → |
| Equity capital | 13,909,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,034,000 | USD | evidence → |
| Interest expense | 836,000 | USD | evidence → |
| Net interest income | 3,198,000 | USD | evidence → |
| Noninterest income | 826,000 | USD | evidence → |
| Noninterest expense | 2,760,000 | USD | evidence → |
| Provision for loan losses | 445,000 | USD | evidence → |
| Pretax income | 887,000 | USD | evidence → |
| Income tax | 305,000 | USD | evidence → |
| Net income | 582,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,426,000 | USD | evidence → |
| Total capital | 7,914,000 | USD | evidence → |
| Risk-weighted assets | 57,291,000 | USD | evidence → |