Call report 2005Q2
BANK OF RIDGEWAY — 2005Q2
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,875,000 | USD | evidence → |
| Total loans | 60,411,000 | USD | evidence → |
| Allowance for loan losses | 633,000 | USD | evidence → |
| Securities available for sale | 21,304,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,912,000 | USD | evidence → |
| Interest-bearing deposits | 63,361,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,551,000 | USD | evidence → |
| Equity capital | 14,034,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,306,000 | USD | evidence → |
| Interest expense | 557,000 | USD | evidence → |
| Net interest income | 1,749,000 | USD | evidence → |
| Noninterest income | 405,000 | USD | evidence → |
| Noninterest expense | 1,423,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 581,000 | USD | evidence → |
| Income tax | 215,000 | USD | evidence → |
| Net income | 366,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,769,000 | USD | evidence → |
| Total capital | 8,402,000 | USD | evidence → |
| Risk-weighted assets | 60,139,000 | USD | evidence → |