Call report 2004Q3
BANK OF RIDGEWAY — 2004Q3
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,190,000 | USD | evidence → |
| Total loans | 51,046,000 | USD | evidence → |
| Allowance for loan losses | 477,000 | USD | evidence → |
| Securities available for sale | 24,904,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,040,000 | USD | evidence → |
| Interest-bearing deposits | 60,937,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,103,000 | USD | evidence → |
| Equity capital | 14,034,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,984,000 | USD | evidence → |
| Interest expense | 611,000 | USD | evidence → |
| Net interest income | 2,373,000 | USD | evidence → |
| Noninterest income | 623,000 | USD | evidence → |
| Noninterest expense | 2,098,000 | USD | evidence → |
| Provision for loan losses | 117,000 | USD | evidence → |
| Pretax income | 779,000 | USD | evidence → |
| Income tax | 260,000 | USD | evidence → |
| Net income | 519,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,378,000 | USD | evidence → |
| Total capital | 7,855,000 | USD | evidence → |
| Risk-weighted assets | 52,538,000 | USD | evidence → |