Call report 2004Q2
BANK OF RIDGEWAY — 2004Q2
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,734,000 | USD | evidence → |
| Total loans | 47,437,000 | USD | evidence → |
| Allowance for loan losses | 448,000 | USD | evidence → |
| Securities available for sale | 24,227,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,995,000 | USD | evidence → |
| Interest-bearing deposits | 61,387,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,608,000 | USD | evidence → |
| Equity capital | 13,694,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,974,000 | USD | evidence → |
| Interest expense | 405,000 | USD | evidence → |
| Net interest income | 1,569,000 | USD | evidence → |
| Noninterest income | 424,000 | USD | evidence → |
| Noninterest expense | 1,421,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 498,000 | USD | evidence → |
| Income tax | 164,000 | USD | evidence → |
| Net income | 334,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,209,000 | USD | evidence → |
| Total capital | 7,657,000 | USD | evidence → |
| Risk-weighted assets | 50,373,000 | USD | evidence → |