Call report 2004Q1
BANK OF RIDGEWAY — 2004Q1
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,591,000 | USD | evidence → |
| Total loans | 47,794,000 | USD | evidence → |
| Allowance for loan losses | 444,000 | USD | evidence → |
| Securities available for sale | 25,474,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,435,000 | USD | evidence → |
| Interest-bearing deposits | 61,818,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,617,000 | USD | evidence → |
| Equity capital | 14,014,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 984,000 | USD | evidence → |
| Interest expense | 206,000 | USD | evidence → |
| Net interest income | 778,000 | USD | evidence → |
| Noninterest income | 219,000 | USD | evidence → |
| Noninterest expense | 711,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 248,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | 168,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,058,000 | USD | evidence → |
| Total capital | 7,502,000 | USD | evidence → |
| Risk-weighted assets | 50,220,000 | USD | evidence → |