Call report 2003Q4
BANK OF RIDGEWAY — 2003Q4
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,799,000 | USD | evidence → |
| Total loans | 45,587,000 | USD | evidence → |
| Allowance for loan losses | 432,000 | USD | evidence → |
| Securities available for sale | 26,680,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,704,000 | USD | evidence → |
| Interest-bearing deposits | 62,607,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,097,000 | USD | evidence → |
| Equity capital | 13,788,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,157,000 | USD | evidence → |
| Interest expense | 903,000 | USD | evidence → |
| Net interest income | 3,254,000 | USD | evidence → |
| Noninterest income | 839,000 | USD | evidence → |
| Noninterest expense | 2,740,000 | USD | evidence → |
| Provision for loan losses | 126,000 | USD | evidence → |
| Pretax income | 1,087,000 | USD | evidence → |
| Income tax | 369,000 | USD | evidence → |
| Net income | 718,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,906,000 | USD | evidence → |
| Total capital | 7,338,000 | USD | evidence → |
| Risk-weighted assets | 48,016,000 | USD | evidence → |