Call report 2003Q3
BANK OF RIDGEWAY — 2003Q3
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,576,000 | USD | evidence → |
| Total loans | 45,514,000 | USD | evidence → |
| Allowance for loan losses | 450,000 | USD | evidence → |
| Securities available for sale | 18,334,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,737,000 | USD | evidence → |
| Interest-bearing deposits | 61,203,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,534,000 | USD | evidence → |
| Equity capital | 13,587,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,144,000 | USD | evidence → |
| Interest expense | 712,000 | USD | evidence → |
| Net interest income | 2,432,000 | USD | evidence → |
| Noninterest income | 619,000 | USD | evidence → |
| Noninterest expense | 2,058,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 765,000 | USD | evidence → |
| Income tax | 264,000 | USD | evidence → |
| Net income | 501,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,702,000 | USD | evidence → |
| Total capital | 7,152,000 | USD | evidence → |
| Risk-weighted assets | 47,267,000 | USD | evidence → |