Call report 2003Q2
BANK OF RIDGEWAY — 2003Q2
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,216,000 | USD | evidence → |
| Total loans | 46,060,000 | USD | evidence → |
| Allowance for loan losses | 456,000 | USD | evidence → |
| Securities available for sale | 20,512,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,371,000 | USD | evidence → |
| Interest-bearing deposits | 62,396,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,975,000 | USD | evidence → |
| Equity capital | 13,662,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,096,000 | USD | evidence → |
| Interest expense | 505,000 | USD | evidence → |
| Net interest income | 1,591,000 | USD | evidence → |
| Noninterest income | 396,000 | USD | evidence → |
| Noninterest expense | 1,359,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 442,000 | USD | evidence → |
| Income tax | 158,000 | USD | evidence → |
| Net income | 284,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,500,000 | USD | evidence → |
| Total capital | 6,956,000 | USD | evidence → |
| Risk-weighted assets | 48,094,000 | USD | evidence → |