Call report 2003Q1
BANK OF RIDGEWAY — 2003Q1
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,791,000 | USD | evidence → |
| Total loans | 45,773,000 | USD | evidence → |
| Allowance for loan losses | 450,000 | USD | evidence → |
| Securities available for sale | 17,774,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,290,000 | USD | evidence → |
| Interest-bearing deposits | 60,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,347,000 | USD | evidence → |
| Equity capital | 13,439,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,079,000 | USD | evidence → |
| Interest expense | 259,000 | USD | evidence → |
| Net interest income | 820,000 | USD | evidence → |
| Noninterest income | 202,000 | USD | evidence → |
| Noninterest expense | 683,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 315,000 | USD | evidence → |
| Income tax | 75,000 | USD | evidence → |
| Net income | 240,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,496,000 | USD | evidence → |
| Total capital | 6,946,000 | USD | evidence → |
| Risk-weighted assets | 46,996,000 | USD | evidence → |