Call report 2002Q4
BANK OF RIDGEWAY — 2002Q4
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,424,000 | USD | evidence → |
| Total loans | 44,046,000 | USD | evidence → |
| Allowance for loan losses | 444,000 | USD | evidence → |
| Securities available for sale | 21,600,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,919,000 | USD | evidence → |
| Interest-bearing deposits | 60,613,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,306,000 | USD | evidence → |
| Equity capital | 13,233,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,267,000 | USD | evidence → |
| Interest expense | 566,000 | USD | evidence → |
| Net interest income | 1,701,000 | USD | evidence → |
| Noninterest income | 419,000 | USD | evidence → |
| Noninterest expense | 1,293,000 | USD | evidence → |
| Provision for loan losses | 52,000 | USD | evidence → |
| Pretax income | 649,000 | USD | evidence → |
| Income tax | 147,000 | USD | evidence → |
| Net income | 502,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,168,000 | USD | evidence → |
| Total capital | 6,612,000 | USD | evidence → |
| Risk-weighted assets | 45,764,000 | USD | evidence → |