Call report 2016Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2016Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 649,074,000 | USD | evidence → |
| Total loans | 320,901,000 | USD | evidence → |
| Allowance for loan losses | 2,769,000 | USD | evidence → |
| Securities available for sale | 255,918,000 | USD | evidence → |
| Securities held to maturity | 640,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 553,092,000 | USD | evidence → |
| Interest-bearing deposits | 416,230,000 | USD | evidence → |
| Noninterest-bearing deposits | 136,862,000 | USD | evidence → |
| Equity capital | 68,197,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,888,000 | USD | evidence → |
| Interest expense | 2,000,000 | USD | evidence → |
| Net interest income | 14,888,000 | USD | evidence → |
| Noninterest income | 6,097,000 | USD | evidence → |
| Noninterest expense | 15,756,000 | USD | evidence → |
| Provision for loan losses | -206,000 | USD | evidence → |
| Pretax income | 7,079,000 | USD | evidence → |
| Income tax | 1,925,000 | USD | evidence → |
| Net income | 5,154,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,708,000 | USD | evidence → |
| Total capital | 68,477,000 | USD | evidence → |
| Risk-weighted assets | 383,897,000 | USD | evidence → |