Call report 2016Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2016Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 690,496,000 | USD | evidence → |
| Total loans | 319,814,000 | USD | evidence → |
| Allowance for loan losses | 2,851,000 | USD | evidence → |
| Securities available for sale | 294,622,000 | USD | evidence → |
| Securities held to maturity | 640,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 559,245,000 | USD | evidence → |
| Interest-bearing deposits | 424,431,000 | USD | evidence → |
| Noninterest-bearing deposits | 134,814,000 | USD | evidence → |
| Equity capital | 67,706,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,431,000 | USD | evidence → |
| Interest expense | 1,371,000 | USD | evidence → |
| Net interest income | 10,060,000 | USD | evidence → |
| Noninterest income | 3,114,000 | USD | evidence → |
| Noninterest expense | 9,520,000 | USD | evidence → |
| Provision for loan losses | -237,000 | USD | evidence → |
| Pretax income | 4,021,000 | USD | evidence → |
| Income tax | 1,101,000 | USD | evidence → |
| Net income | 2,920,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,473,000 | USD | evidence → |
| Total capital | 66,324,000 | USD | evidence → |
| Risk-weighted assets | 399,921,000 | USD | evidence → |