Call report 2016Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2016Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 642,654,000 | USD | evidence → |
| Total loans | 322,594,000 | USD | evidence → |
| Allowance for loan losses | 2,704,000 | USD | evidence → |
| Securities available for sale | 260,660,000 | USD | evidence → |
| Securities held to maturity | 570,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 554,782,000 | USD | evidence → |
| Interest-bearing deposits | 419,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 134,988,000 | USD | evidence → |
| Equity capital | 62,921,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,268,000 | USD | evidence → |
| Interest expense | 2,283,000 | USD | evidence → |
| Net interest income | 19,985,000 | USD | evidence → |
| Noninterest income | 7,560,000 | USD | evidence → |
| Noninterest expense | 20,594,000 | USD | evidence → |
| Provision for loan losses | -332,000 | USD | evidence → |
| Pretax income | 8,926,000 | USD | evidence → |
| Income tax | 2,464,000 | USD | evidence → |
| Net income | 6,462,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,016,000 | USD | evidence → |
| Total capital | 66,720,000 | USD | evidence → |
| Risk-weighted assets | 387,225,000 | USD | evidence → |