Call report 2016Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2016Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 696,383,000 | USD | evidence → |
| Total loans | 319,422,000 | USD | evidence → |
| Allowance for loan losses | 2,922,000 | USD | evidence → |
| Securities available for sale | 300,902,000 | USD | evidence → |
| Securities held to maturity | 640,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 564,098,000 | USD | evidence → |
| Interest-bearing deposits | 432,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 131,522,000 | USD | evidence → |
| Equity capital | 68,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,832,000 | USD | evidence → |
| Interest expense | 684,000 | USD | evidence → |
| Net interest income | 5,148,000 | USD | evidence → |
| Noninterest income | 1,603,000 | USD | evidence → |
| Noninterest expense | 4,804,000 | USD | evidence → |
| Provision for loan losses | -330,000 | USD | evidence → |
| Pretax income | 2,326,000 | USD | evidence → |
| Income tax | 635,000 | USD | evidence → |
| Net income | 1,691,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,243,000 | USD | evidence → |
| Total capital | 68,165,000 | USD | evidence → |
| Risk-weighted assets | 405,985,000 | USD | evidence → |