Call report 2015Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2015Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 685,180,000 | USD | evidence → |
| Total loans | 320,486,000 | USD | evidence → |
| Allowance for loan losses | 3,176,000 | USD | evidence → |
| Securities available for sale | 293,463,000 | USD | evidence → |
| Securities held to maturity | 640,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 553,858,000 | USD | evidence → |
| Interest-bearing deposits | 422,289,000 | USD | evidence → |
| Noninterest-bearing deposits | 131,570,000 | USD | evidence → |
| Equity capital | 65,699,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,437,000 | USD | evidence → |
| Interest expense | 2,880,000 | USD | evidence → |
| Net interest income | 19,557,000 | USD | evidence → |
| Noninterest income | 6,119,000 | USD | evidence → |
| Noninterest expense | 19,216,000 | USD | evidence → |
| Provision for loan losses | -297,000 | USD | evidence → |
| Pretax income | 6,812,000 | USD | evidence → |
| Income tax | 1,611,000 | USD | evidence → |
| Net income | 5,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,552,000 | USD | evidence → |
| Total capital | 66,728,000 | USD | evidence → |
| Risk-weighted assets | 408,136,000 | USD | evidence → |