Call report 2015Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2015Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 693,499,000 | USD | evidence → |
| Total loans | 313,463,000 | USD | evidence → |
| Allowance for loan losses | 3,611,000 | USD | evidence → |
| Securities available for sale | 303,864,000 | USD | evidence → |
| Securities held to maturity | 705,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 555,093,000 | USD | evidence → |
| Interest-bearing deposits | 431,599,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,495,000 | USD | evidence → |
| Equity capital | 69,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,860,000 | USD | evidence → |
| Interest expense | 2,172,000 | USD | evidence → |
| Net interest income | 14,688,000 | USD | evidence → |
| Noninterest income | 4,886,000 | USD | evidence → |
| Noninterest expense | 14,468,000 | USD | evidence → |
| Provision for loan losses | -137,000 | USD | evidence → |
| Pretax income | 5,259,000 | USD | evidence → |
| Income tax | 1,295,000 | USD | evidence → |
| Net income | 3,964,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,313,000 | USD | evidence → |
| Total capital | 69,924,000 | USD | evidence → |
| Risk-weighted assets | 396,224,000 | USD | evidence → |