Call report 2014Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2014Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 695,099,000 | USD | evidence → |
| Total loans | 324,335,000 | USD | evidence → |
| Allowance for loan losses | 5,109,000 | USD | evidence → |
| Securities available for sale | 300,649,000 | USD | evidence → |
| Securities held to maturity | 765,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 553,588,000 | USD | evidence → |
| Interest-bearing deposits | 436,734,000 | USD | evidence → |
| Noninterest-bearing deposits | 116,854,000 | USD | evidence → |
| Equity capital | 70,947,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,045,000 | USD | evidence → |
| Interest expense | 1,812,000 | USD | evidence → |
| Net interest income | 10,233,000 | USD | evidence → |
| Noninterest income | 2,940,000 | USD | evidence → |
| Noninterest expense | 10,024,000 | USD | evidence → |
| Provision for loan losses | -1,542,000 | USD | evidence → |
| Pretax income | 4,687,000 | USD | evidence → |
| Income tax | 1,243,000 | USD | evidence → |
| Net income | 3,444,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,860,000 | USD | evidence → |
| Total capital | 72,556,000 | USD | evidence → |
| Risk-weighted assets | 375,270,000 | USD | evidence → |