Call report 2014Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2014Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 692,412,000 | USD | evidence → |
| Total loans | 321,504,000 | USD | evidence → |
| Allowance for loan losses | 4,220,000 | USD | evidence → |
| Securities available for sale | 300,997,000 | USD | evidence → |
| Securities held to maturity | 765,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 554,690,000 | USD | evidence → |
| Interest-bearing deposits | 433,038,000 | USD | evidence → |
| Noninterest-bearing deposits | 121,652,000 | USD | evidence → |
| Equity capital | 72,412,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,949,000 | USD | evidence → |
| Interest expense | 2,671,000 | USD | evidence → |
| Net interest income | 15,278,000 | USD | evidence → |
| Noninterest income | 5,118,000 | USD | evidence → |
| Noninterest expense | 14,996,000 | USD | evidence → |
| Provision for loan losses | -2,143,000 | USD | evidence → |
| Pretax income | 7,539,000 | USD | evidence → |
| Income tax | 1,918,000 | USD | evidence → |
| Net income | 5,621,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,039,000 | USD | evidence → |
| Total capital | 74,260,000 | USD | evidence → |
| Risk-weighted assets | 373,089,000 | USD | evidence → |