Call report 2014Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2014Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 703,537,000 | USD | evidence → |
| Total loans | 319,270,000 | USD | evidence → |
| Allowance for loan losses | 5,642,000 | USD | evidence → |
| Securities available for sale | 302,723,000 | USD | evidence → |
| Securities held to maturity | 765,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 564,563,000 | USD | evidence → |
| Interest-bearing deposits | 452,425,000 | USD | evidence → |
| Noninterest-bearing deposits | 112,138,000 | USD | evidence → |
| Equity capital | 69,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,033,000 | USD | evidence → |
| Interest expense | 913,000 | USD | evidence → |
| Net interest income | 5,120,000 | USD | evidence → |
| Noninterest income | 1,146,000 | USD | evidence → |
| Noninterest expense | 4,962,000 | USD | evidence → |
| Provision for loan losses | -922,000 | USD | evidence → |
| Pretax income | 2,228,000 | USD | evidence → |
| Income tax | 595,000 | USD | evidence → |
| Net income | 1,633,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,227,000 | USD | evidence → |
| Total capital | 72,956,000 | USD | evidence → |
| Risk-weighted assets | 377,438,000 | USD | evidence → |