Call report 2013Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2013Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 689,184,000 | USD | evidence → |
| Total loans | 323,866,000 | USD | evidence → |
| Allowance for loan losses | 6,844,000 | USD | evidence → |
| Securities available for sale | 305,450,000 | USD | evidence → |
| Securities held to maturity | 765,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 553,747,000 | USD | evidence → |
| Interest-bearing deposits | 439,065,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,682,000 | USD | evidence → |
| Equity capital | 66,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,200,000 | USD | evidence → |
| Interest expense | 4,132,000 | USD | evidence → |
| Net interest income | 20,068,000 | USD | evidence → |
| Noninterest income | 5,031,000 | USD | evidence → |
| Noninterest expense | 19,994,000 | USD | evidence → |
| Provision for loan losses | -1,239,000 | USD | evidence → |
| Pretax income | 6,339,000 | USD | evidence → |
| Income tax | 1,520,000 | USD | evidence → |
| Net income | 4,819,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,409,000 | USD | evidence → |
| Total capital | 72,232,000 | USD | evidence → |
| Risk-weighted assets | 383,774,000 | USD | evidence → |