Call report 2013Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2013Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 688,219,000 | USD | evidence → |
| Total loans | 335,192,000 | USD | evidence → |
| Allowance for loan losses | 8,216,000 | USD | evidence → |
| Securities available for sale | 283,439,000 | USD | evidence → |
| Securities held to maturity | 820,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 547,036,000 | USD | evidence → |
| Interest-bearing deposits | 439,696,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,340,000 | USD | evidence → |
| Equity capital | 74,236,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,030,000 | USD | evidence → |
| Interest expense | 1,086,000 | USD | evidence → |
| Net interest income | 4,944,000 | USD | evidence → |
| Noninterest income | 1,556,000 | USD | evidence → |
| Noninterest expense | 4,939,000 | USD | evidence → |
| Provision for loan losses | -179,000 | USD | evidence → |
| Pretax income | 1,740,000 | USD | evidence → |
| Income tax | 441,000 | USD | evidence → |
| Net income | 1,299,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,884,000 | USD | evidence → |
| Total capital | 75,759,000 | USD | evidence → |
| Risk-weighted assets | 386,686,000 | USD | evidence → |