Call report 2013Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2013Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 678,529,000 | USD | evidence → |
| Total loans | 327,800,000 | USD | evidence → |
| Allowance for loan losses | 7,444,000 | USD | evidence → |
| Securities available for sale | 276,024,000 | USD | evidence → |
| Securities held to maturity | 820,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 542,640,000 | USD | evidence → |
| Interest-bearing deposits | 436,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,840,000 | USD | evidence → |
| Equity capital | 66,772,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,018,000 | USD | evidence → |
| Interest expense | 2,131,000 | USD | evidence → |
| Net interest income | 9,887,000 | USD | evidence → |
| Noninterest income | 3,027,000 | USD | evidence → |
| Noninterest expense | 9,902,000 | USD | evidence → |
| Provision for loan losses | -749,000 | USD | evidence → |
| Pretax income | 3,755,000 | USD | evidence → |
| Income tax | 927,000 | USD | evidence → |
| Net income | 2,828,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,208,000 | USD | evidence → |
| Total capital | 72,032,000 | USD | evidence → |
| Risk-weighted assets | 383,289,000 | USD | evidence → |