Call report 2012Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2012Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 699,289,000 | USD | evidence → |
| Total loans | 338,235,000 | USD | evidence → |
| Allowance for loan losses | 8,489,000 | USD | evidence → |
| Securities available for sale | 280,882,000 | USD | evidence → |
| Securities held to maturity | 820,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 559,303,000 | USD | evidence → |
| Interest-bearing deposits | 445,502,000 | USD | evidence → |
| Noninterest-bearing deposits | 113,801,000 | USD | evidence → |
| Equity capital | 73,379,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,455,000 | USD | evidence → |
| Interest expense | 6,006,000 | USD | evidence → |
| Net interest income | 20,449,000 | USD | evidence → |
| Noninterest income | 4,358,000 | USD | evidence → |
| Noninterest expense | 20,242,000 | USD | evidence → |
| Provision for loan losses | 1,323,000 | USD | evidence → |
| Pretax income | 3,791,000 | USD | evidence → |
| Income tax | 368,000 | USD | evidence → |
| Net income | 3,423,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,582,000 | USD | evidence → |
| Total capital | 74,475,000 | USD | evidence → |
| Risk-weighted assets | 387,881,000 | USD | evidence → |