Call report 2012Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2012Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 726,176,000 | USD | evidence → |
| Total loans | 345,525,000 | USD | evidence → |
| Allowance for loan losses | 8,808,000 | USD | evidence → |
| Securities available for sale | 291,659,000 | USD | evidence → |
| Securities held to maturity | 875,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 565,084,000 | USD | evidence → |
| Interest-bearing deposits | 450,334,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,750,000 | USD | evidence → |
| Equity capital | 74,039,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,141,000 | USD | evidence → |
| Interest expense | 4,694,000 | USD | evidence → |
| Net interest income | 15,447,000 | USD | evidence → |
| Noninterest income | 3,265,000 | USD | evidence → |
| Noninterest expense | 14,951,000 | USD | evidence → |
| Provision for loan losses | 1,128,000 | USD | evidence → |
| Pretax income | 3,076,000 | USD | evidence → |
| Income tax | 327,000 | USD | evidence → |
| Net income | 2,749,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,908,000 | USD | evidence → |
| Total capital | 73,823,000 | USD | evidence → |
| Risk-weighted assets | 389,314,000 | USD | evidence → |