Call report 2012Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2012Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 726,422,000 | USD | evidence → |
| Total loans | 353,154,000 | USD | evidence → |
| Allowance for loan losses | 9,157,000 | USD | evidence → |
| Securities available for sale | 301,087,000 | USD | evidence → |
| Securities held to maturity | 875,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 562,557,000 | USD | evidence → |
| Interest-bearing deposits | 454,689,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,868,000 | USD | evidence → |
| Equity capital | 76,293,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,615,000 | USD | evidence → |
| Interest expense | 3,206,000 | USD | evidence → |
| Net interest income | 10,409,000 | USD | evidence → |
| Noninterest income | 2,459,000 | USD | evidence → |
| Noninterest expense | 9,954,000 | USD | evidence → |
| Provision for loan losses | 581,000 | USD | evidence → |
| Pretax income | 2,703,000 | USD | evidence → |
| Income tax | 435,000 | USD | evidence → |
| Net income | 2,268,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 72,373,000 | USD | evidence → |
| Total capital | 77,396,000 | USD | evidence → |
| Risk-weighted assets | 397,715,000 | USD | evidence → |