Call report 2012Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2012Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 731,488,000 | USD | evidence → |
| Total loans | 354,380,000 | USD | evidence → |
| Allowance for loan losses | 9,357,000 | USD | evidence → |
| Securities available for sale | 300,899,000 | USD | evidence → |
| Securities held to maturity | 875,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 569,340,000 | USD | evidence → |
| Interest-bearing deposits | 465,318,000 | USD | evidence → |
| Noninterest-bearing deposits | 104,022,000 | USD | evidence → |
| Equity capital | 73,872,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,898,000 | USD | evidence → |
| Interest expense | 1,660,000 | USD | evidence → |
| Net interest income | 5,238,000 | USD | evidence → |
| Noninterest income | 1,011,000 | USD | evidence → |
| Noninterest expense | 4,997,000 | USD | evidence → |
| Provision for loan losses | 592,000 | USD | evidence → |
| Pretax income | 663,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 655,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,758,000 | USD | evidence → |
| Total capital | 75,784,000 | USD | evidence → |
| Risk-weighted assets | 397,783,000 | USD | evidence → |