Call report 2011Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2011Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 720,976,000 | USD | evidence → |
| Total loans | 368,118,000 | USD | evidence → |
| Allowance for loan losses | 10,173,000 | USD | evidence → |
| Securities available for sale | 281,549,000 | USD | evidence → |
| Securities held to maturity | 875,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 559,499,000 | USD | evidence → |
| Interest-bearing deposits | 459,436,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,063,000 | USD | evidence → |
| Equity capital | 73,388,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,110,000 | USD | evidence → |
| Interest expense | 8,425,000 | USD | evidence → |
| Net interest income | 20,685,000 | USD | evidence → |
| Noninterest income | 5,495,000 | USD | evidence → |
| Noninterest expense | 20,298,000 | USD | evidence → |
| Provision for loan losses | 2,479,000 | USD | evidence → |
| Pretax income | 4,299,000 | USD | evidence → |
| Income tax | 831,000 | USD | evidence → |
| Net income | 3,468,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,101,000 | USD | evidence → |
| Total capital | 75,151,000 | USD | evidence → |
| Risk-weighted assets | 398,861,000 | USD | evidence → |