Call report 2010Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2010Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 579,117,000 | USD | evidence → |
| Total loans | 326,276,000 | USD | evidence → |
| Allowance for loan losses | 8,268,000 | USD | evidence → |
| Securities available for sale | 154,959,000 | USD | evidence → |
| Securities held to maturity | 975,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 429,888,000 | USD | evidence → |
| Interest-bearing deposits | 359,992,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,896,000 | USD | evidence → |
| Equity capital | 49,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,043,000 | USD | evidence → |
| Interest expense | 2,207,000 | USD | evidence → |
| Net interest income | 3,836,000 | USD | evidence → |
| Noninterest income | 804,000 | USD | evidence → |
| Noninterest expense | 4,449,000 | USD | evidence → |
| Provision for loan losses | 423,000 | USD | evidence → |
| Pretax income | 300,000 | USD | evidence → |
| Income tax | -252,000 | USD | evidence → |
| Net income | 552,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,479,000 | USD | evidence → |
| Total capital | 52,804,000 | USD | evidence → |
| Risk-weighted assets | 342,065,000 | USD | evidence → |