Call report 2009Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2009Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 591,092,000 | USD | evidence → |
| Total loans | 325,194,000 | USD | evidence → |
| Allowance for loan losses | 8,260,000 | USD | evidence → |
| Securities available for sale | 157,348,000 | USD | evidence → |
| Securities held to maturity | 975,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 436,659,000 | USD | evidence → |
| Interest-bearing deposits | 353,216,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,443,000 | USD | evidence → |
| Equity capital | 49,378,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,079,000 | USD | evidence → |
| Interest expense | 10,411,000 | USD | evidence → |
| Net interest income | 15,668,000 | USD | evidence → |
| Noninterest income | 4,944,000 | USD | evidence → |
| Noninterest expense | 15,977,000 | USD | evidence → |
| Provision for loan losses | 7,508,000 | USD | evidence → |
| Pretax income | -1,766,000 | USD | evidence → |
| Income tax | -1,928,000 | USD | evidence → |
| Net income | 162,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,178,000 | USD | evidence → |
| Total capital | 52,411,000 | USD | evidence → |
| Risk-weighted assets | 334,589,000 | USD | evidence → |