Call report 2010Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2010Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2010Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 828,085,000 | USD | evidence → |
| Total loans | 437,733,000 | USD | evidence → |
| Allowance for loan losses | 10,705,000 | USD | evidence → |
| Securities available for sale | 239,914,000 | USD | evidence → |
| Securities held to maturity | 975,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 588,813,000 | USD | evidence → |
| Interest-bearing deposits | 498,026,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,787,000 | USD | evidence → |
| Equity capital | 67,947,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,710,000 | USD | evidence → |
| Interest expense | 6,668,000 | USD | evidence → |
| Net interest income | 11,042,000 | USD | evidence → |
| Noninterest income | 2,668,000 | USD | evidence → |
| Noninterest expense | 11,246,000 | USD | evidence → |
| Provision for loan losses | 2,678,000 | USD | evidence → |
| Pretax income | 1,759,000 | USD | evidence → |
| Income tax | -251,000 | USD | evidence → |
| Net income | 2,010,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,782,000 | USD | evidence → |
| Total capital | 70,428,000 | USD | evidence → |
| Risk-weighted assets | 446,435,000 | USD | evidence → |