Call report 2009Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2009Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 625,955,000 | USD | evidence → |
| Total loans | 332,334,000 | USD | evidence → |
| Allowance for loan losses | 7,019,000 | USD | evidence → |
| Securities available for sale | 164,876,000 | USD | evidence → |
| Securities held to maturity | 1,195,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 475,782,000 | USD | evidence → |
| Interest-bearing deposits | 350,438,000 | USD | evidence → |
| Noninterest-bearing deposits | 125,344,000 | USD | evidence → |
| Equity capital | 39,260,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,137,000 | USD | evidence → |
| Interest expense | 7,898,000 | USD | evidence → |
| Net interest income | 12,239,000 | USD | evidence → |
| Noninterest income | 4,030,000 | USD | evidence → |
| Noninterest expense | 11,996,000 | USD | evidence → |
| Provision for loan losses | 5,708,000 | USD | evidence → |
| Pretax income | -817,000 | USD | evidence → |
| Income tax | -779,000 | USD | evidence → |
| Net income | -38,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,972,000 | USD | evidence → |
| Total capital | 41,329,000 | USD | evidence → |
| Risk-weighted assets | 345,877,000 | USD | evidence → |