Call report 2009Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2009Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 648,573,000 | USD | evidence → |
| Total loans | 338,562,000 | USD | evidence → |
| Allowance for loan losses | 6,549,000 | USD | evidence → |
| Securities available for sale | 153,904,000 | USD | evidence → |
| Securities held to maturity | 1,195,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 440,188,000 | USD | evidence → |
| Interest-bearing deposits | 334,973,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,215,000 | USD | evidence → |
| Equity capital | 39,040,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,629,000 | USD | evidence → |
| Interest expense | 5,249,000 | USD | evidence → |
| Net interest income | 8,380,000 | USD | evidence → |
| Noninterest income | 2,768,000 | USD | evidence → |
| Noninterest expense | 8,272,000 | USD | evidence → |
| Provision for loan losses | 2,356,000 | USD | evidence → |
| Pretax income | 1,121,000 | USD | evidence → |
| Income tax | 44,000 | USD | evidence → |
| Net income | 1,077,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,084,000 | USD | evidence → |
| Total capital | 42,411,000 | USD | evidence → |
| Risk-weighted assets | 343,905,000 | USD | evidence → |