Call report 2009Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2009Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 584,541,000 | USD | evidence → |
| Total loans | 340,599,000 | USD | evidence → |
| Allowance for loan losses | 5,726,000 | USD | evidence → |
| Securities available for sale | 158,604,000 | USD | evidence → |
| Securities held to maturity | 1,195,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 423,557,000 | USD | evidence → |
| Interest-bearing deposits | 329,077,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,480,000 | USD | evidence → |
| Equity capital | 40,288,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,957,000 | USD | evidence → |
| Interest expense | 2,601,000 | USD | evidence → |
| Net interest income | 4,356,000 | USD | evidence → |
| Noninterest income | 1,276,000 | USD | evidence → |
| Noninterest expense | 3,807,000 | USD | evidence → |
| Provision for loan losses | 564,000 | USD | evidence → |
| Pretax income | 1,520,000 | USD | evidence → |
| Income tax | 237,000 | USD | evidence → |
| Net income | 1,283,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,287,000 | USD | evidence → |
| Total capital | 42,593,000 | USD | evidence → |
| Risk-weighted assets | 342,914,000 | USD | evidence → |