Call report 2008Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2008Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 603,148,000 | USD | evidence → |
| Total loans | 342,468,000 | USD | evidence → |
| Allowance for loan losses | 5,399,000 | USD | evidence → |
| Securities available for sale | 162,545,000 | USD | evidence → |
| Securities held to maturity | 1,444,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 433,868,000 | USD | evidence → |
| Interest-bearing deposits | 316,305,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,563,000 | USD | evidence → |
| Equity capital | 38,687,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,483,000 | USD | evidence → |
| Interest expense | 13,173,000 | USD | evidence → |
| Net interest income | 17,310,000 | USD | evidence → |
| Noninterest income | 5,268,000 | USD | evidence → |
| Noninterest expense | 14,871,000 | USD | evidence → |
| Provision for loan losses | 1,954,000 | USD | evidence → |
| Pretax income | 6,046,000 | USD | evidence → |
| Income tax | 904,000 | USD | evidence → |
| Net income | 5,142,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,001,000 | USD | evidence → |
| Total capital | 41,397,000 | USD | evidence → |
| Risk-weighted assets | 350,655,000 | USD | evidence → |