Call report 2008Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2008Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 651,320,000 | USD | evidence → |
| Total loans | 342,513,000 | USD | evidence → |
| Allowance for loan losses | 4,697,000 | USD | evidence → |
| Securities available for sale | 161,320,000 | USD | evidence → |
| Securities held to maturity | 2,069,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 450,441,000 | USD | evidence → |
| Interest-bearing deposits | 327,705,000 | USD | evidence → |
| Noninterest-bearing deposits | 122,736,000 | USD | evidence → |
| Equity capital | 35,630,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,214,000 | USD | evidence → |
| Interest expense | 10,265,000 | USD | evidence → |
| Net interest income | 12,949,000 | USD | evidence → |
| Noninterest income | 3,815,000 | USD | evidence → |
| Noninterest expense | 10,970,000 | USD | evidence → |
| Provision for loan losses | 1,042,000 | USD | evidence → |
| Pretax income | 5,041,000 | USD | evidence → |
| Income tax | 720,000 | USD | evidence → |
| Net income | 4,321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,179,000 | USD | evidence → |
| Total capital | 40,711,000 | USD | evidence → |
| Risk-weighted assets | 362,386,000 | USD | evidence → |