Call report 2008Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2008Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 602,333,000 | USD | evidence → |
| Total loans | 339,801,000 | USD | evidence → |
| Allowance for loan losses | 4,651,000 | USD | evidence → |
| Securities available for sale | 165,811,000 | USD | evidence → |
| Securities held to maturity | 2,834,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 430,829,000 | USD | evidence → |
| Interest-bearing deposits | 328,306,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,523,000 | USD | evidence → |
| Equity capital | 33,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,811,000 | USD | evidence → |
| Interest expense | 7,147,000 | USD | evidence → |
| Net interest income | 8,664,000 | USD | evidence → |
| Noninterest income | 2,624,000 | USD | evidence → |
| Noninterest expense | 7,267,000 | USD | evidence → |
| Provision for loan losses | 526,000 | USD | evidence → |
| Pretax income | 3,787,000 | USD | evidence → |
| Income tax | 777,000 | USD | evidence → |
| Net income | 3,010,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,789,000 | USD | evidence → |
| Total capital | 39,202,000 | USD | evidence → |
| Risk-weighted assets | 352,810,000 | USD | evidence → |