Call report 2007Q3
UNITED BANK & CAPITAL TRUST COMPANY — 2007Q3
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 560,804,000 | USD | evidence → |
| Total loans | 330,922,000 | USD | evidence → |
| Allowance for loan losses | 3,399,000 | USD | evidence → |
| Securities available for sale | 109,932,000 | USD | evidence → |
| Securities held to maturity | 4,305,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 448,012,000 | USD | evidence → |
| Interest-bearing deposits | 321,745,000 | USD | evidence → |
| Noninterest-bearing deposits | 126,267,000 | USD | evidence → |
| Equity capital | 36,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,646,000 | USD | evidence → |
| Interest expense | 11,952,000 | USD | evidence → |
| Net interest income | 11,694,000 | USD | evidence → |
| Noninterest income | 3,902,000 | USD | evidence → |
| Noninterest expense | 10,815,000 | USD | evidence → |
| Provision for loan losses | -154,000 | USD | evidence → |
| Pretax income | 4,935,000 | USD | evidence → |
| Income tax | 673,000 | USD | evidence → |
| Net income | 4,262,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,621,000 | USD | evidence → |
| Total capital | 41,020,000 | USD | evidence → |
| Risk-weighted assets | 349,161,000 | USD | evidence → |