Call report 2007Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2007Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 561,256,000 | USD | evidence → |
| Total loans | 338,272,000 | USD | evidence → |
| Allowance for loan losses | 4,284,000 | USD | evidence → |
| Securities available for sale | 173,613,000 | USD | evidence → |
| Securities held to maturity | 3,374,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 400,574,000 | USD | evidence → |
| Interest-bearing deposits | 325,270,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,303,000 | USD | evidence → |
| Equity capital | 33,216,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,938,000 | USD | evidence → |
| Interest expense | 15,973,000 | USD | evidence → |
| Net interest income | 15,965,000 | USD | evidence → |
| Noninterest income | 5,296,000 | USD | evidence → |
| Noninterest expense | 14,883,000 | USD | evidence → |
| Provision for loan losses | 798,000 | USD | evidence → |
| Pretax income | 5,580,000 | USD | evidence → |
| Income tax | 525,000 | USD | evidence → |
| Net income | 5,055,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,058,000 | USD | evidence → |
| Total capital | 38,342,000 | USD | evidence → |
| Risk-weighted assets | 344,097,000 | USD | evidence → |