Call report 2007Q2
UNITED BANK & CAPITAL TRUST COMPANY — 2007Q2
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 561,083,000 | USD | evidence → |
| Total loans | 334,670,000 | USD | evidence → |
| Allowance for loan losses | 3,246,000 | USD | evidence → |
| Securities available for sale | 114,746,000 | USD | evidence → |
| Securities held to maturity | 5,235,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 409,852,000 | USD | evidence → |
| Interest-bearing deposits | 314,842,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,011,000 | USD | evidence → |
| Equity capital | 34,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,123,000 | USD | evidence → |
| Interest expense | 8,347,000 | USD | evidence → |
| Net interest income | 7,776,000 | USD | evidence → |
| Noninterest income | 2,379,000 | USD | evidence → |
| Noninterest expense | 7,153,000 | USD | evidence → |
| Provision for loan losses | -312,000 | USD | evidence → |
| Pretax income | 3,314,000 | USD | evidence → |
| Income tax | 272,000 | USD | evidence → |
| Net income | 3,042,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,399,000 | USD | evidence → |
| Total capital | 39,645,000 | USD | evidence → |
| Risk-weighted assets | 356,424,000 | USD | evidence → |