Call report 2006Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2006Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 522,168,000 | USD | evidence → |
| Total loans | 293,070,000 | USD | evidence → |
| Allowance for loan losses | 3,320,000 | USD | evidence → |
| Securities available for sale | 122,152,000 | USD | evidence → |
| Securities held to maturity | 9,175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 375,911,000 | USD | evidence → |
| Interest-bearing deposits | 285,645,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,266,000 | USD | evidence → |
| Equity capital | 38,649,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,526,000 | USD | evidence → |
| Interest expense | 2,711,000 | USD | evidence → |
| Net interest income | 3,815,000 | USD | evidence → |
| Noninterest income | 1,264,000 | USD | evidence → |
| Noninterest expense | 3,410,000 | USD | evidence → |
| Provision for loan losses | -69,000 | USD | evidence → |
| Pretax income | 1,738,000 | USD | evidence → |
| Income tax | 169,000 | USD | evidence → |
| Net income | 1,569,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,594,000 | USD | evidence → |
| Total capital | 42,914,000 | USD | evidence → |
| Risk-weighted assets | 319,281,000 | USD | evidence → |