Call report 2005Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2005Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 516,580,000 | USD | evidence → |
| Total loans | 284,444,000 | USD | evidence → |
| Allowance for loan losses | 3,436,000 | USD | evidence → |
| Securities available for sale | 125,297,000 | USD | evidence → |
| Securities held to maturity | 10,047,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 383,864,000 | USD | evidence → |
| Interest-bearing deposits | 307,225,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,639,000 | USD | evidence → |
| Equity capital | 37,581,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,380,000 | USD | evidence → |
| Interest expense | 9,196,000 | USD | evidence → |
| Net interest income | 15,184,000 | USD | evidence → |
| Noninterest income | 6,399,000 | USD | evidence → |
| Noninterest expense | 13,990,000 | USD | evidence → |
| Provision for loan losses | 224,000 | USD | evidence → |
| Pretax income | 7,369,000 | USD | evidence → |
| Income tax | 901,000 | USD | evidence → |
| Net income | 6,468,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,022,000 | USD | evidence → |
| Total capital | 41,458,000 | USD | evidence → |
| Risk-weighted assets | 310,400,000 | USD | evidence → |